How to Exchange Money in Hoi An: Fast, Safe & Best Rates

Hoi An is a famous tourist destination, attracting visitors from all over the world. When coming here, exchanging money is necessary for the convenience of shopping, eating and experiencing local culture. However, how to exchange money quickly, safely and at the best exchange rate?

This article will guide you through tips for exchanging money in Hoi An, from banks, gold shops to hotels, travel agencies and convenience stores. Let's explore to make sure you always have enough cash without losing much value when trading!

1. Best Places to Exchange Money in Hoi An

Banks (Safe, Reliable, but Slightly Slower)

• Vietcombank, BIDV, and Agribank offer official exchange services.
• Requires a passport; expect a waiting time of 15-30 minutes.
• Business hours: 8:00 AM – 4:30 PM (Monday – Friday).

Gold Shops (Fast, Good Rates, Cash Only)

• Many jewelry shops in the Old Town and along Hoang Dieu street offer better rates than banks.
• Transactions take just a few minutes.
• Ensure you visit a reputable shop to avoid scams.

Hotels & Travel Agencies (Convenient, but Lower Rates)

• Many hotels and travel agencies offer money exchange services.
• Rates are usually lower than banks or gold shops.

2. Tips for a Safe Exchange

• Compare rates before exchanging – use websites like XE.com for reference.
• Count your money before leaving the counter.
• Avoid street exchangers or unofficial vendors to prevent scams.
• Bring clean, undamaged USD, EUR, or AUD bills – some places may reject old or torn notes.

3. ATMs & Card Payments

• ATMs are widely available but may charge withdrawal fees (3-4%).
• Credit/debit cards are accepted at hotels, restaurants, and major shops but expect a small surcharge.

Conclusion

For the best exchange rate, gold shops are the top choice. Banks provide security, while hotels and travel agencies offer convenience. Always double-check rates and security to ensure a smooth transaction in Hoi An!

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